From 1 July 2026, employers will need to pay their employees’ super guarantee at the same time as wages — on every payday — rather than quarterly. It’s called “Payday Super,” and it changes the rhythm of running payroll.
What’s actually changing
- Frequency. Super moves from quarterly to every pay run — weekly, fortnightly or monthly, whatever your cycle is.
- The rate is now 12%. The super guarantee reached its final step of 12% on 1 July 2025, so make sure that’s already flowing through correctly.
- Tighter timeframes. Super contributions will need to reach the employee’s fund within a short window of payday, so late or missed payments are easier to trip over.
Why it matters for cashflow
Paying super every payday smooths out what used to be a lumpy quarterly bill — but it also means the money leaves your account sooner and more often. If you’ve been using the quarter as a buffer, it’s worth re-forecasting your cash position before July.
Getting ready — a short checklist
- Confirm your payroll software is set up for (or updating to) Payday Super.
- Check how you currently pay super and whether your clearing-house arrangement is changing.
- Review your cashflow so the more frequent payments are planned for, not a surprise.
- Make sure every employee’s fund and details are correct — small errors cause late payments.